Home Insurance
Looking for Home Insurance in Coquitlam, BC? You’ve come to the right place. Your home is likely the most significant investment you'll ever make, which is why it requires the knowledge and dedication that only the team at AC&D Insurance can provide. Our experts take the time to understand your unique needs and help you choose the best coverage to protect your home and belongings.
Home INsurance Features
Home Insurance Features
Discover the comprehensive features of our home insurance, designed to offer security and peace of mind as you protect your home.
Covers your home's structure—including fixtures, decks, patios, pools, and attached garages—against a wide range of perils.
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Extends your coverage to include other detached buildings on your property, such as sheds and gazebos.
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Safeguards the contents of your home, including electronics, appliances, furniture, and other personal belongings in case of loss or damage.
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Provides financial support for additional expenses, such as hotel stays and meals, if you're temporarily displaced from your home following a claim.
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Offers legal protection against accidental property damage or bodily injury caused to others.
Enhance your policy with additional protection against sewer backup, flood, earthquake, and more!
Why Choose AC&D Insurance for your Insurance Needs?
At AC&D Insurance Brokers, we understand the unique insurance needs of Coquitlam residents. Committed to providing personalized service and comprehensive coverage options, we strive to ensure that your home insurance delivers exceptional protection and peace of mind under any circumstances.
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Frequently Asked Questions About Home Insurance
Navigating home insurance can bring up many questions. Here, we've compiled answers to some of the most common inquiries we receive at AC&D Insurance. For personalised advice, we encourage you to speak directly with one of our knowledgeable insurance brokers.
Does Home Insurance Provide Water Coverage?
Home insurance policies typically include various subcategories of water coverage. Standard policies include "Water Damage" coverage, which protects against incidents like burst pipes or sink overflow. "Sewer (Septic) Backup" coverage, "Overland Water" (flood) coverage, and "Ground Water" coverage are available for additional protection.
Does Home Insurance Cover Earthquake Damage?
Earthquake Damage may be added as an optional endorsement onto many home insurance policies. The costs associated with this coverage vary depending on your home’s location and susceptibility to earthquakes.
Is My Jewellery or Fine Art Covered?
Standard home insurance policies may place limitations on the coverage of valuable items such as jewellery and fine art, often capped at $10,000. For higher limits, additional coverage can usually be purchased for an extra premium.
How Much is Home Insurance in Coquitlam, BC?
The cost of home insurance varies based on factors like the homeowner's age, financial and insurance history, and the home's location, age, size, and quality. The type of coverage selected and the occupants of the property also influence the price, which can range from as low as $600 for a small, owner-occupied home with basic coverage, to over $10,000 for a large, luxury property.
Why Do I Need Home Insurance?
Considering the high cost to rebuild a moderately sized home and replace its contents, home insurance is crucial for transferring the financial risk of potential loss to the insurance company, thus safeguarding your assets. Most mortgage companies and lenders also require that a home insurance policy be maintained at all times.
Residential Quote Request
Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At AC&D Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.