RV & Travel Trailer Insurance
Embark on your adventures with confidence, knowing that AC&D Insurance has got your recreational vehicle covered. As a leading insurance broker in Coquitlam, BC, we specialize in providing comprehensive RV, Motorhome, Travel Trailer, and Camper insurance policies designed to protect your investment and offer you peace of mind. Whether you're exploring the beautiful landscapes of British Columbia or embarking on cross-country escapades, our tailored insurance solutions ensure a worry-free journey.
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RV & Travel Trailer Insurance Features
In British Columbia, all RVs and Travel Trailers must be licensed through ICBC and insured with ICBC Basic Autoplan. While ICBC provides essential coverage, many specific coverages are only available through a dedicated RV/Travel Trailer policy, including:
In the event of a total loss, this coverage ensures that your written-off RV or Trailer is replaced with a brand new model, allowing you to continue your adventures without a hitch.
Offers comprehensive protection for your RV or Trailer against various perils, including Collision, Fire, Theft, and more, safeguarding your mobile home on wheels.
Provides legal protection against accidental property damage or bodily injury due to the operation of your vehicle/trailer or for the premises it occupies, ensuring your financial security.
Protects personal property normally kept in your RV or Trailer such as furniture, electronics, kitchenware, and supplies, so you can travel with all the comforts of home.
Offers compensation for emergency towing or service if your vehicle is disabled or breaks down, giving you added security on the road.
Covers unexpected expenses, such as accommodations or meals, should you be unable to use your RV or Trailer following an insured loss, ensuring your vacation continues smoothly.
Why Choose AC&D Insurance for your Insurance Needs?
At AC&D Insurance Brokers, we understand the unique insurance needs of Coquitlam residents. Committed to providing personalized service and comprehensive coverage options, we strive to ensure that your home insurance delivers exceptional protection and peace of mind under any circumstances.
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Frequently Asked Questions about RV & Travel Trailer Insurance
Have questions about RV & Travel Trailers Insurance? Check out our FAQs for more information and don't hesitate to contact us for personalized advice.
I live in my Travel Trailer full time, can I get Insurance?
Yes, some insurers can insure full-time travel trailer residences. However, extra precautions, such as skirting, may need to be taken.
Does my vehicle insurance cover my trailer or camper?
No, Trailers and Campers must be insured under their own policies. We offer coverage through ICBC, but better coverage may be available through our private RV and Trailer insurance services.
What factors affect my RV or Travel Trailer’s insurance rates?
Several factors influence your rates, including the type, age, and value of the RV, your driving history, and the level of coverage you choose. To obtain an insurance quote, please contact us.
Doesn’t ICBC insure RVs & Travel Trailers? Why do I need a separate policy?
While ICBC provides the mandatory Basic and their own optional coverages, a private RV & Travel Trailer policy offers specific coverages that ICBC does not, such as (Guaranteed) Replacement Cost, Contents Coverage, and Premises Liability.
What makes RV & Travel Trailer Insurance different from regular auto insurance?
RV & Travel Trailer insurance combines the best aspects of auto and home insurance into one policy, including coverages such as contents protection, guaranteed replacement cost, and emergency vacation expenses.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At AC&D Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.
Auto Insurance Request
Please complete the form below to start your Auto insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.