Tenant Insurance
Renting is often the first step many take towards independence, and with it comes the responsibility of ensuring your possessions and rental space are adequately protected. At AC&D Insurance, we understand the unique needs of renters in Coquitlam, BC. Our dedicated team is here to guide you through selecting a Tenant (renters) Insurance policy tailored to your lifestyle and needs.
Home INsurance Features
Tenant Insurance Features
Tenant Insurance from AC&D Insurance offers comprehensive protection for renters, encompassing a range of features designed to safeguard your personal property and provide peace of mind. Each policy includes:
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Protects your personal belongings such as electronics, clothing, furniture, and more against property damage or loss. In the event of water damage or fire theft, most policies offer "Replacement Cost," ensuring your damaged contents are replaced with new ones.
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Offers financial support for additional expenses, such as hotel stays and meals, if you're temporarily displaced from your home due to rebuilding your home after a claim.
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Provides legal protection against accidental property damage or bodily injury caused to others, offering liability coverage that's essential for every renter.
For complete peace of mind, your policy can be customized with additional protection against Sewer Backup, Flood, Earthquake, and more, ensuring you're covered for the costs of unforeseen events.
Why Choose AC&D Insurance for your Insurance Needs?
At AC&D Insurance Brokers, we understand the unique insurance needs of Coquitlam residents. Committed to providing personalized service and comprehensive coverage options, we strive to ensure that your home insurance delivers exceptional protection and peace of mind under any circumstances.
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Frequently Asked Questions about Tenant Insurance
Have queries about tenant insurance in Maple Ridge? Here are some typical questions we encounter. For more in-depth information, we recommend consulting with one of our seasoned brokers.
Can I add my roommate to the insurance?
Yes, policies can often cover all residents in a suite where 2 to 3 unrelated people share living space, providing renters insurance for everyone under one policy.
How much does tenant insurance cost?
Costs vary based on factors such as age, insurance history, location, and the amount of coverage purchased. Policies typically start around $25 a month, with the option to add more coverage for additional protection. Click the “Request a Quote” button or contact us for an insurance quote.
Can I Cancel or Transfer my Tenant Insurance when I Move?
Yes, policies can be canceled or transferred to a new property at any time, though fees may apply for mid-term cancellation. Transferring your policy helps save time, money, and builds your personal insurance history.
Does my Landlord’s Insurance Cover me?
No, your landlord’s insurance only covers the property itself and does not extend to tenants. Renters are responsible for obtaining their own tenant insurance to protect their personal belongings and cover potential liability.
I don’t own much. Why do I need Tenant Insurance?
The cost of replacing personal belongings like clothing, a smartphone, and a TV can quickly add up to $2,000 or more. Tenant insurance not only protects your personal property but also provides liability coverage in case of accidental damage to your rental suite.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At AC&D Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.
Residential Quote Request
Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.